Joe Manifesto - Real Estate Financing Western Heritage Financial
Main Title (Joe Manifesto Real Estate Services)



    Short Sales and Foreclosures on your primary residence are never easy to deal with emotionally.  Good News it is not uncommon in this marketplace to go through such a process.  The Bay Area has has its ups and downs and sometimes those downs put individuals in positions where they must choose the best path for the long run.  And sometimes those decisions lead to moving forward with a Short Sale on their property or to a foreclosure.  I am here to help you in this process.  With my experience in the lending industry and knowing banks methods, I can help make this process go smooth and easier in the end.

     Homeowners may need the tools and sources to get a better understanding of the steps, process, and solutions in the short sales procedure while still offering other options to get through their financial hardship.  Homeowners facing potential foreclosure should contact me immediately.  I can offer some free advice and direction to go with your situation.  No cost involved.  And if you end up moving forward with a short sale the lending institution typically will pay all my fees without costing you another dollar. 

Short Sale Services Offered:

  • HAFA Products (Home Affordable Foreclosure Alternatives)
  • Short Sale, Deed-In-Lieu, and Foreclosure Processes.
  • Offer Private Consultations Weekly (In-Person, Phone, Email)
  • Fast Response times via email and phone.  (No Long 2-3 hour delays)
  • I am the direct contact for your lender in a Short Sale Process
  • I will put together the Short Sale Packet that will be submitted to the lender for review at no charge
  • I have steps to follow up with the lender on the process and will send you updates as it progresses.
  • Open House Tours and Private Showing Appointments that work for your schedule
  • I can walk you through all the Purchase Paperwork and Disclosures.

Please send E-mail to with questions or comments about this site.

Main Line: 510-331-1746                  Fax:  925-803-8373                     Twitter:  @JosephManifesto

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Equal Housing Opportunity Broker/Realtor

7405 Kenwood Road, Dublin, CA 94568

A Member of Bay East Association of Realtors  ----  BRE# 01395914

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